Terms of Service

Acceptance of Terms

By accessing or using the EchoForger website (echoforger.world) and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services.

These terms apply to all visitors, users, and others who access or use our services. EchoForger B.V. reserves the right to update or modify these terms at any time without prior notice. Your continued use of our services following any changes constitutes acceptance of the new terms.

Company Information

Description of Services

EchoForger provides wealth building consultation, financial guidance, and educational services designed to help individuals build wealth from scratch. Our services include but are not limited to:

• Wealth building strategy consultation
• Financial planning and advice
• Investment guidance and portfolio recommendations
• Educational resources and materials
• Risk assessment and management advice

All services are provided for informational and educational purposes. EchoForger does not provide investment management services or act as a licensed financial advisor unless explicitly stated and properly licensed.

User Obligations

By using our services, you agree to:

• Provide accurate and truthful information when requested
• Use our services only for lawful purposes and in accordance with these Terms
• Respect the intellectual property rights of EchoForger and third parties
• Not attempt to gain unauthorised access to our systems or services
• Not use our services to transmit harmful, offensive, or illegal content
• Maintain the confidentiality of any login credentials provided
• Notify us immediately of any unauthorised use of your account

You are responsible for all activities that occur under your account and for maintaining the security of your account information.

Intellectual Property

The EchoForger website and services, including all content, features, functionality, information, software, text, displays, images, video, audio, design, presentation, selection, and arrangement, are owned by EchoForger B.V., its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of our content without our prior written consent, except as follows:

• You may store files that are automatically cached by your web browser for display enhancement purposes
• You may print or download one copy of a reasonable number of pages for your own personal, non-commercial use
• If we provide social media features, you may take such actions as are enabled by such features

Financial Disclaimer

The information provided by EchoForger is for educational and informational purposes only and should not be considered as personalised financial advice. All financial decisions should be made after careful consideration of your individual circumstances and, where appropriate, consultation with qualified financial professionals.

Past performance is not indicative of future results. All investments carry risk, including the potential loss of principal. EchoForger does not guarantee any specific outcomes or returns from following our guidance or strategies.

Limitation of Liability

To the fullest extent permitted by applicable law, EchoForger B.V. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of our services.

In no event shall EchoForger's total liability to you for all damages, losses, or causes of action exceed the amount you have paid to EchoForger for services in the twelve (12) months preceding the claim.

This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, and even if EchoForger has been advised of the possibility of such damage.

Disclaimers

Our services are provided on an "as is" and "as available" basis. EchoForger makes no representations or warranties of any kind, express or implied, regarding the operation of our services or the information, content, materials, or products included on our website.

EchoForger disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. EchoForger does not warrant that our services will be uninterrupted, secure, or error-free.

Privacy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our services. By using our services, you agree to the collection and use of information in accordance with our Privacy Policy.

Please review our Privacy Policy to understand our practices regarding your personal data.

Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

You may discontinue use of our services at any time. Upon termination, your right to use our services will cease immediately. If you wish to terminate your account, you may simply discontinue using the services or contact us at support@echoforger.world.

All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Governing Law

These Terms shall be interpreted and governed by the laws of the Netherlands, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts of Amsterdam, Netherlands, and you hereby consent to personal jurisdiction and venue therein.

If you are a consumer residing in the European Union, you may have additional rights under local consumer protection laws, and nothing in these Terms affects those rights.

Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our services and supersede and replace any prior agreements we might have between us regarding the services.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our services after those revisions become effective, you agree to be bound by the revised terms.

Contact Information

If you have any questions about these Terms of Service, please contact us: